For those times when it's a little chilly to step outside without an outer layer, but not quite cold enough for a jacket, Nike's Tech Fleece Aeroloft Windrunner serves as an extra-insulated hoodie thanks to a warm built-in vest filled with 800-fill down. And for those times when the puffy vest look isn't quite working for you, the hoodie can be reversed to create a subtler fleece look, without sacrificing warmth.
The catch? A hefty $US350 price tag, which is enough to score you a half-decent winter-weight coat. Although it certainly wouldn't look as sleek as this number does while still keeping you suitably warm. [Nike via Bless This Stuff]