What It’s Like To Suddenly See Your Bank Account At Negative $US900k

What It’s Like To Suddenly See Your Bank Account At Negative $US900k

This morning, 24-year-old web developer Derek Lanphier started seeing fraudulent PayPal charges on his account adding up to about $US3000. Then, moments later, his bank account balance was at -$888,871.91. As he says, “I pooped myself a little.”

Lanphier, who works for marketing company PopLabs, suspects that he was the victim of an epic phish, possibly through iTunes, which is all he used the PayPal account for. The initial charges had him “a bit freaked out”, and he started making calls to PayPal and his bank to get things locked down.

But by the time he was nearly a million dollars in the hole, it was all a little too absurd to worry about:

When it jumped to $US888,000 I just started laughing. I mean, what are you going to do? If I had nearly nine hundred thousand dollars to lose, I might have really been worried. But seriously, what can you do other than laugh about that? That was also about the time I started showing everyone the screen cap. I mean, it was too epic to not share!

My life is pretty good, but when bad shit happens (which it really doesn’t a lot) it’s always epic. I kinda like that about myself.

Thankfully, Lanphier’s bank says getting the charges reversed won’t be a problem. But at least for one day, he was a near-millionaire who lost it all. [Ryan Mathis]