The days of being asked whether some dodgy looking stranger can use my mobile to send a text message because they’ve run out of credit are finally numbered. Optus has today announced their emergency credit service, which will let their prepaid customers borrow $3 worth of credit by texting ‘IOU’ to 468. The money will automatically be deducted from their account the next time they recharge their account. This is an awesome service, if only because it means I don’t have to fear for my life the next time I tell that massive bogan wanting my phone, “no”.

[Optus]